Our bank account for 11 to 18 year oldsApply online
Available to customers aged over 11 and under 18 years old, resident in the UK. Terms and conditions apply.
If you're under 16, we will need your parent or guardian to give their consent for you to get a Visa debit card.
Access to our Anytime Internet Banking so you can keep on top of your spending.
You can't spend more than what's in your account, so there won't be any charges for being overdrawn.
Please review the terms & conditions (PDF) that apply to your Adapt Account with a parent or guardian.
What do you need to open a bank account?
For all customers we require one document that proves your identity (such as a passport) and one document to prove your address.
What happens your Adapt Account when you turn 18?
When you turn 18 we may change your Adapt Account to a Current Account, Student Account or another bank account which we believe with good reason may be right for you. (For Student Accounts we may seek confirmation from the organisation that processes your application to enter higher education that you have taken up your place.)
We will notify you personally at least 60 days before we do this at which time we will provide you with up to date copies of 'Your Current Account Terms' (PDF) and 'A guide to personal accounts fees and interest' (PDF).
Your eligible deposits with Ulster Bank Limited are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK’s deposit guarantee scheme. Any deposits you hold above the limit are unlikely to be covered.