Privacy Notice:
We use cookies and similar technologies on our websites and mobile applications to help provide you with the best possible online experience. By using our sites and apps, you agree that we may store and access cookies and similar technologies on your device.
Available to UK residents aged 18 or over. Lending criteria, terms and conditions apply
testNo monthly fee
One less thing to think about.
testOverdraft
Flexibility when you need it, subject to credit review and approval. If you go overdrawn without having an arranged overdraft, or go over your agreed limit, fees and interest may apply.
testVisa debit card including Ulster Bank Rewards
Withdraw cash worldwide and make purchases in store and online. Now including cashback at selected retailers when you register with Ulster Bank Rewards.
testPay your bills
Make regular payments by Direct Debit or standing order.
Take a look at Your Current Account Terms for information on fees and charges.
An overdraft is repayable on demand. Overdrafts may not be exceeded without prior permission. If you exceed your limit, we will charge interest at the rate stated in Your Current Account Terms. Other charges may also apply.
If your debit card is lost or stolen we will cancel your card and let you withdraw up to £300 from our ATMs if you're an Anytime Banking customer, or up to £60 if you're not.
Text Alerts are a simple way to keep you up to date with your accounts. They can help you manage your money and avoid or minimise overdraft fees.
Our mobile app is simple, clever and easy to use - you can even use it to withdraw cash from our ATMs and make payments to friends and family using just their mobile number. App available on most smartphones to customers with Anytime Internet Banking and a UK mobile number beginning in '07'.
We have a local call centre, Anytime banking and web chat services. Plus, we have the largest branch network in Northern Ireland with some branches opening on Saturdays from 10am until 1pm.
Get £125 when you switch and another £50 when you're still with us a year later. This offer is available to new and existing customers in the UK.
Follow the steps below to switch:
1. Apply for a new account or switch in to an existing account with us before 17th May.
2. In the final steps of your application, select to switch to us. The Current Account Switch Service will then move your existing payments and close your account held elsewhere.
3. Once your account is open, pay in at least £1500 and log in to Anytime or Mobile Banking by 17th June. We'll then pay the £125 by 12th July.
4. Use your debit card for the account at least once a month and we'll pay you £50 by 31st May 2020.
The Current Account Switch Service will do all the work when it comes to switching. This will include moving everything across from your old account to your new Ulster account, including Direct Debits, standing orders etc. all within 7 working days. All you need to do is tell us the details of your old bank account and when you want the Switch to start.
If you're applying online, try and have a passport or a Northern Ireland/UK/Republic of Ireland driving licence to hand along with a working credit or debit card.
If you don't have these available, don't worry. You can still apply online and we will ask you to provide other forms of ID and proof of address that we can accept.
It’s important for you to understand how we use and share your information. Please read this short summary before you continue with your application.
We sometimes need to share your information to help us both.
Why do you share it?
We share your information so we can:
Who do you share it with?
We share your information with:
We also share your information with credit reference agencies, so we can:
Credit reference and fraud prevention agencies use your information because they have to prevent fraud and money laundering, to protect you, their business and to comply with laws.
What can happen?
We’ll make decisions based on the automated checks of data we hold and receive about you. You have rights in relation to these decisions, including a right to appeal if your application is declined. If it’s declined, we’ll usually keep your information for 5 years or longer if needed to comply with the law.
If you want more details about how we use your information or your rights, please read our full Privacy Notice.