You and your family can enjoy automatic multi-trip cover for up to 31 days per trip, plus 17 days winter sports cover per year. If you have an existing medical condition, please note that your cover may exclude certain conditions.
Available to existing current account customers. We're not accepting applications for new accounts at this time. We apologise for any inconvenience.
Switch into your existing account with us by 19th November 2020. We may end this offer at any time. Head to your nearest Branch to complete your Switch.
Within 7 days The Current Account Switch Service will automatically move your existing payments and close your old account
Pay in at least £1,500 and log in to our mobile app or Anytime Banking by 30th December 2020
£100 will be paid to your Ulster Bank account by 29th January 2021
You should refer to the policy terms and conditions for details of the cover provided. We know you will want to understand how that applies to the Covid-19 pandemic and this is summarised below for some of the main queries we receive.
Your Travel insurance will provide cover for cancelling a trip if:
As long as you weren’t aware of this reason to cancel when you booked the trip or your cover started, whichever is later.
You will also be covered for cancelling a trip if:
When there is no FCO advice against travel, you will be covered whilst on a trip for emergency medical expenses including reasonable additional travel costs and for cutting short a trip due to Covid-19.
An arranged overdraft can be useful for short term borrowing. Understand arranged and unarranged overdrafts and their impact on your account. An overdraft is a form of borrowing and is repayable on demand.
There are two different types of overdraft:
We charge interest on both types of overdraft. Going in to an unarranged overdraft limit can lead to payments being rejected.
Understand the cost and impact of overdrafts and whether you're eligible to apply for one. If you don't repay what is owed, you could harm your credit score and borrowing capability.
This account offers an Overdraft facility (subject to eligibility). You can check if you're likely to be accepted for an overdraft using our eligibility tool.
As an example, the interest cost of using a £500 arranged overdraft is:
Time Period | 7 days | 30 days | 60 days |
Interest Cost | £3.24 | £13.87 | £28.13 |
This is a specific illustrative example representing the interest cost of using a £500 arranged overdraft over periods of 7, 30 and 60 days.
Looking to understand the costs of an overdraft of more or less than £500 over different periods of time? Use our handy cost calculator.
If you don't pay it back, it could have an impact on your credit score.
Representative Example: Effective Annual Rate: 39.49% EAR (variable). Representative APR: 39.49% APR (variable). Assumed credit limit: £1,200.
For our existing customers
To upgrade or switch you need to be an existing current account customer.
We're not accepting applications for new accounts at this time. We apologise for any inconvenience