Available to customers aged 18 or over, resident in the UK. Lending criteria, terms and conditions apply.
With a ufirstgold Account you'll enjoy:
Annual worldwide travel insurance
You and your family can enjoy automatic multi-trip cover for up to 31 days per trip, plus 17 days winter sports cover per year. If you have an existing medical condition, please note that your cover may exclude certain conditions.
How does it work?
Our Travel Insurance is underwritten by U K Insurance Limited.
Mobile phone insurance
Your phone is automatically covered for loss, theft, accidental damage and breakdown (once your manufacturer’s warranty has expired), wherever you are in the world. The excess for each approved claim is £100.
How does it work?
Our Mobile Phone Insurance is underwritten by American International Group UK Limited.
15% cash-back on concerts, shows and sporting events
Enjoy cash-back on everything from top sporting events and music concerts to your favourite comedians, theatre and dance shows throughout Northern Ireland, the Republic of Ireland and the rest of the UK.
Cash-back applies on up to four tickets per event and you can take advantage as often as you like, as long as you are attending the event. Tickets must be booked by phoning the ufirstgold membership services - Ticketmaster events can be booked online.
How does it work?
Overdrafts
You can apply for an interest-free arranged overdraft of up to £250 (subject to credit review and approval). An arranged overdraft can be useful for short term borrowing. It allows you to go overdrawn up to an agreed limit. An unarranged overdraft is when you spend more money than you have in your current account, without already having an arranged overdraft limit. You can check if you're likely to be accepted for an overdraft using our eligibility tool.
Both arranged and unarranged overdrafts will cost you money in fees, but an unarranged overdraft will cost you more. You can use our cost calculator to see how much an overdraft would cost you to use.
An overdraft is a form of borrowing and is repayable on demand. If you don't pay it back, it could have an impact on your credit score and could result in payments and household bills being rejected.
More on overdrafts
We're changing our overdraft pricing
On 27 March 2020 we will be making some changes. The changes vary depending on the account you have with us. You can find out more by visiting our overdraft pricing changes hub.
The Current Account Switch Service will do all the work when it comes to switching, moving everything across from your old account all within 7 working days, including Direct Debits and standing orders. All you need to do is tell us the details of your old bank account and when you want the Switch to start.
For more information on the ufirstgold Account take a look at the ufirstgold user guide. Full details of fees and charges can be found in Your Current Account Terms.
To get the most from your account and take advantage of your benefits, simply visit ufirst Membership Services.