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To apply you need to be aged 18 or over and resident in the UK.
Available to customers aged 18 or over, resident in the UK. Lending criteria, terms and conditions apply.
Annual worldwide travel insurance
You and your family can enjoy automatic multi-trip cover for up to 31 days per trip, plus 17 days winter sports cover per year. If you have an existing medical condition, please note that your cover may exclude certain conditions.
How does it work?
How does it work?
Please ensure you take your travel insurance certificate and policy with you when you travel. They can be found in the ufirstgold user guide.
Our Travel Insurance is underwritten by U K Insurance Limited.
Mobile phone insurance
Your phone is automatically covered for loss, theft, damage and breakdown (once your warranty has expired), wherever you are in the world. The excess for each successful claim is £100.
How does it work?
How does it work?
Cover starts as soon as your account is open, but you can register your handset to make the claims process quicker.
Our Mobile Phone Insurance is underwritten by Aviva Insurance Company Limited.
15% cash-back on concerts, shows and sporting events
Enjoy cash-back on everything from top sporting events and music concerts to your favourite comedians, theatre and dance shows throughout Northern Ireland, the Republic of Ireland and the rest of the UK.
Cash-back applies on up to four tickets per event and you can take advantage as often as you like, as long as you are attending the event. Tickets must be booked by phoning the ufirstgold membership services - Ticketmaster events can be booked online.
How does it work?
How does it work?
* Lines are open Mon - Fri 8am - 8pm (excluding bank holidays) and Sat 9am - 5-pm. Calls cost up to 10p per minute plus up to 16p connection charge from BT lines. Calls from other networks may vary. Calls may be recorded.
Interest-free arranged overdraft buffer
You can apply for an interest-free arranged overdraft buffer of up to £250 (subject to credit review and approval). This means you won’t be charged arranged interest if your balance remains below the approved buffer. If your arranged overdraft balance exceeds the approved buffer, you’ll be charged arranged overdraft interest on the full arranged balance.
If you go overdrawn without an arranged overdraft, or go over your agreed limit, fees and interest may apply.
More on overdrafts
For more information on the ufirstgold Account take a look at the ufirstgold user guide. Full details of fees and charges can be found in Your Current Account Terms.
Get £125 when you switch and another £50 when you're still with us a year later. This offer is available to new and existing customers in the UK.
Follow the steps below to switch:
1. Apply for a new account or switch in to an existing account with us before 17th May.
2. In the final steps of your application, select to switch to us. The Current Account Switch Service will then move your existing payments and close your account held elsewhere.
3. Once your account is open, pay in at least £1500 and log in to Anytime or Mobile Banking by 17th June. We'll then pay the £125 by 12th July.
4. Use your debit card for the account at least once a month and we'll pay you £50 by 31st May 2020.
The Current Account Switch Service will do all the work when it comes to switching. This will include moving everything across from your old account to your new Ulster account, including Direct Debits, standing orders etc. all within 7 working days. All you need to do is tell us the details of your old bank account when you want the Switch to start.
If you already have an Ulster Bank current account you can upgrade to a ufirstgold Account without any interruption to the running of your account. Simply complete the online application form and we'll take care of the rest.
testYou keep your existing account number and sort code
testYour Direct Debits and standing orders remain unchanged
testYou retain your existing overdraft facility and debit card (if applicable)
Step and Adapt accounts can't be upgraded, but you can apply for a new ufirstgold Account.
To apply you need to be aged 18 or over and resident in the UK.
To get the most from your account and take advantage of your benefits, simply visit ufirst Membership Services.