Available to customers aged 18 or over, resident in the UK. Lending criteria, terms and conditions apply.
With a ufirstgold Account you'll enjoy:
Annual worldwide travel insurance
You and your family can enjoy automatic multi-trip cover for up to 31 days per trip, plus 17 days winter sports cover per year. If you have an existing medical condition, please note that your cover may exclude certain conditions.
How does it work?
Mobile phone insurance
Your phone is automatically covered for loss, theft, accidental damage and breakdown plus unauthorised use in the event of theft or loss, wherever you are in the world. The excess for each claim is £75.
How does it work?
15% cash-back on concerts, shows and sporting events
Enjoy cash-back on everything from top sporting events and music concerts to your favourite comedians, theatre and dance shows throughout Northern Ireland, the Republic of Ireland and the rest of the UK.
Cash-back applies on up to four tickets per event and you can take advantage as often as you like, as long as you are attending the event. Tickets must be booked by phoning the ufirstgold membership services - Ticketmaster events can be booked online.
How does it work?
Interest-free arranged overdraft buffer
You can apply for an interest-free arranged overdraft buffer of up to £500 (subject to credit review and approval). This means you won’t be charged arranged interest if your balance remains below the approved buffer. If your arranged overdraft balance exceeds the approved buffer, you’ll be charged arranged overdraft interest on the full arranged balance.
If you go overdrawn without an arranged overdraft, or go over your agreed limit, fees and interest may apply.
More on overdrafts
For more information on the ufirstgold Account take a look at the ufirstgold user guide. Full details of fees and charges can be found in A guide to personal account fees and interest.
If you already have an Ulster Bank current account you can upgrade to a ufirstgold Account without any interruption to the running of your account. Simply complete the online application form and we'll take care of the rest.
testYou keep your existing account number and sort code
testYour Direct Debits and standing orders remain unchanged
testYou retain your existing overdraft facility and debit card (if applicable)
Step and Adapt accounts can't be upgraded, but you can apply for a new ufirstgold Account.
To get the most from your account and take advantage of your benefits, simply visit ufirst Membership Services.
Thinking of switching to us?
Moving your account to us is easy, simply tell us that you want to switch when completing your application. Our dedicated switching team will do all the hard work for you. We'll:
- Transfer your salary to your new account
- Set up your payments (standing orders, Direct Debits and bill payments)
- Transfer any credit balance from your old account
And we'll do it all within seven working days.
