Your home may be repossessed if you do
not keep up repayments on your mortgage
If your income has been impacted and you know you are not going to be able to make your monthly mortgage payments, we can offer our existing mortgage customers a 3 month payment holiday.
Before you start looking for a house, you need to know how much you can borrow.
Find out what your repayments are likely to be and whether there are any additional fees or repayment charges.
Once you've taken a look at our rates, you can get an indication of whether we can lend you the amount you need with an Agreement in Principle.
You can apply in branch or over the phone. Take a look at the options and find out what's best for you.
What is an Agreement in Principle?
It is an important step in applying for a mortgage. It gives an indication of whether we could lend you the amount you need to borrow. We use a soft credit check to do this, which has no impact on your credit file.
When you speak with a customer adviser, either on the phone or in your local branch we could let you know within 10 minutes if we could lend to you. We will just need some details of your income and commitments from you to help with our decision.
We offer the same great mortgage rates to new Ulster Bank customers and to our existing customers so when your fixed term ends, you can choose the best deal to suit your circumstances
Product fees may apply
Help anytime - flexible mortgage appointments to suit your needs
When you choose a mortgage with us, we'll pay the mortgage valuation fee
Exclusions may apply
Now you can check your credit score for free in our mobile app.
Your credit score gives you an indication of your credit health. It's free and you can check it as often as you like without affecting your credit score in any way.
Credit score available to customers aged 18+ with a UK address, once opted in through the app, and is provided by TransUnion. App available to customers aged 11+ using compatible iOS and Android devices with a UK or international mobile number in specific countries.
