First time home buyers
Get on the ladder with our range of low deposit mortgages
Request a callback from a mortgage adviser
Ulster Bank mortgages are available for over 18s
Your home may be repossessed if you do
not keep up repayments on your mortgage.
First time buyer offers and schemes
A 95% mortgage allows you to borrow up to 95% of the value of the property you wish to purchase.
This means you could get your new home sooner than you think, with a deposit of at least 5% but less than 10%.
The property you’re purchasing should be worth less than £400,000 and not a new build property.
If you want to buy your first home, but cannot afford to do so without help, we may be able to help you along with the Co-Ownership Housing Association.
Take out a first time buyer exclusive mortgage with us and get £250 cashback, paid to your solicitor on the day of drawdown of the mortgage.
Offer can be changed or withdrawn at any time. Early repayment charges may apply. Max LTV 90%.
How to apply
Apply by phone
Get advice on which mortgage is best for you.
Talk to our of our qualified mortgage advisers over the phone.
Your appointment will take around 2 hours.