First time buyers
Applying for a mortgage with Ulster Bank is now even quicker. When you apply with us, you can remove the hassle by uploading your documents online, whether you apply by phone or in branch.
Request a callback from a mortgage adviser
Ulster Bank mortgages are available for over 18s
Your home may be repossessed if you do
not keep up repayments on your mortgage.
First time buyer offers and schemes
A 95% mortgage allows you to borrow up to 95% of the value of the property you wish to purchase.
This means you could get your new home sooner than you think, with a deposit of at least 5% but less than 10%.
The property you’re purchasing should be worth less than £400,000 and not a new build property.
If you want to buy your first home, but cannot afford to do so without help, we may be able to help you along with Co-Ownership.
Take out a first time buyer exclusive mortgage with us and get £250 cashback, paid to your solicitor on the day of drawdown of the mortgage.
Offer can be changed or withdrawn at any time. Early repayment charges may apply. Max LTV 90%.
How to apply
Apply by phone
Get advice on which mortgage is best for you.
Talk to our of our qualified mortgage advisers over the phone.
Your appointment will take around 2 hours.