How to apply for an Ulster Bank mortgage
Choose your preferred way to apply and get started today. Ulster Bank mortgages are available for over 18s
Your home may be repossessed if you do
not keep up repayment on your mortgage
Apply by phone
Get advice on which mortgage is best for you.
Talk to one of our qualified mortgage advisers over the phone.
Your appointment will take around 2 hours.
If you’ve had a mortgage offer with us approved and can’t complete within the agreed timescale, we’re here to help. You can apply to extend your mortgage offer by 1 month to give you extra time to complete buying your new property or re-mortgaging your existing property.
You may be required to provide up to date information on your current financial circumstances, and a credit check will be undertaken; this will not have any negative impact towards your credit rating. Where we can approve your request to extend the offer, we will email you to confirm your extension within 10 days of receiving this request. If we need any further information to help us process your application, we will contact you within the next 7 days.
By requesting an extension to your mortgage offer you are acting on behalf of all parties named on the mortgage.
Compare mortgages and monthly repayments
See the mortgage rates we offer and compare what your monthly payments would be with our different mortgages and interest rates.
✓ Get an idea of the monthly repayments
✓ Compare our mortgage deals
Get an Agreement in Principle
Found a property and ready to make an offer? Getting an indication that we'd be willing to lend to you puts you in an ideal place to begin bidding for your new home with confidence.
✓ Find out how much you could borrow
✓ No impact on your credit file
We're here to help
If you have any questions about getting a mortgage with us, please get in touch. You can chat online or by phone, or visit your local branch.