Planning to remortgage with us
You have a mortgage with someone else and want to find out about remortgaging with us.
You have a mortgage with someone else and want to find out about remortgaging with us.
Your current deal will end in the next three months, or has already ended, and you want to renew your mortgage with us.
You currently have a mortgage with us and are looking to buy another property.
Your current deal will end in the next three months, or has already ended, and you want to renew your mortgage rate with us.
For example, you may be looking for additional borrowing, or to change the mortgage term you're currently on.
You're looking to purchase a property and don't already have a mortgage with us.
You have a mortgage with someone else and want to find out about remortgaging with us.
Please complete a quick form and select when you’d like us to call you. This will save you from waiting on-hold and removes any call charges
Get an idea of what mortgages we could offer you, by answering a few questions.
If you already have your eye on a property, an Agreement in Principle puts you in an ideal place to be able to make an offer. Get started by arranging a call back.
Get an idea of what mortgages we could offer you, by answering a few questions.
If you already have your eye on a property, an Agreement in Principle puts you in an ideal place to be able to make an offer. Get started by arranging a call back.
If you want to borrow more or to make any other changes to your mortgage, please arrange a call back.
Please complete a quick call back form and select when you’d like us to call you. This will save you from waiting on-hold and removes any call charges.
Get an idea of what mortgages we could offer you, and how much the monthly costs would be, by answering a few questions.
Please complete a quick form and select when you’d like us to call you. This will save you from waiting on-hold and removes any call charges.
For more information about managing your current Ulster Bank mortgage - manage your mortgage
Complete a quick form and select when you’d like us to call you. This will save you from waiting on-hold and removes any call charges.
Get an idea of what mortgages we could offer you by answering a few questions.
If you already have your eye on a property, an Agreement in Principle puts you in an ideal place to be able to make an offer. Get started by arranging a call back.
If you already have your eye on a property, an Agreement in Principle puts you in an ideal place to be able to make an offer. Get started by arranging a call back.
Please complete a quick call back form and select when you’d like us to call you. This will save you from waiting on-hold and removes any call charges.
Please complete a quick call back form and select when you’d like us to call you. This will save you from waiting on-hold and removes any call charges.
Please complete a quick call back form and select when you’d like us to call you. This will save you from waiting on-hold and removes any call charges.
If you already have your eye on a property, an Agreement in Principle puts you in an ideal place to be able to make an offer. Get started by arranging a call back.
Please complete a quick call back form and select when you’d like us to call you. This will save you from waiting on-hold and removes any call charges.
Please complete a quick call back form and select when you’d like us to call you. This will save you from waiting on-hold and removes any call charges.
If you already have your eye on a property, an Agreement in Principle puts you in an ideal place to be able to make an offer. Get started by arranging a call back.
You're new to Ulster Bank mortgages, considering a mortgage for your first home with co-ownership account and looking to see our how much could I borrow rates.
You're new to Ulster Bank mortgages, considering a mortgage for your first home and looking to see how much you could borrow.
You're new to Ulster Bank mortgages, considering a mortgage for your first home and looking to see our mortgage rates.
You're new to Ulster Bank mortgages, considering a mortgage for a home move, with co-ownership account and looking to see how much you could borrow.
You're new to Ulster Bank mortgages, considering a mortgage for a home move and looking to see how much you could borrow.
You're new to Ulster Bank mortgages, considering a mortgage for your moving home with co-ownership account and looking to see our mortgage rate finder tool.
You're new to Ulster Bank mortgages, considering a mortgage for your home move and looking to see our mortgage rates.
You're new to Ulster Bank mortgages, considering a mortgage for your remortgage with co-ownership account and looking to see our mortgage rate finder tool.
You're new to Ulster Bank mortgages, considering a remortgage for your home and are looking to see our mortgage rates.
You're new to Ulster Bank mortgages, considering a mortgage for a buy to let property and are looking to see our mortgage rates.
You're new to Ulster Bank mortgages, considering a remortgage for your buy to let property and are looking to see our mortgage rates.
You're an existing Ulster Bank mortgage customer, considering a change to your mortgage and are looking to see our rates.
You're an existing Ulster Bank mortgage customer, considering a remortgage for your buy to let property and are looking to see our mortgage rates.
You're an existing Ulster Bank mortgage customer, considering purchasing a buy to let property and are looking to see our mortgage rates.
You're an existing Ulster Bank mortgage customer, considering a remortgage for your buy to let property and are looking to see our mortgage rates.
You're an existing Ulster Bank mortgage customer, considering a change in mortgage and are looking to see our mortgage rates.
You're an existing Ulster Bank mortgage customer, wishing to move home and are looking to see our mortgage rates.
You're an existing Ulster Bank mortgage customer, looking to renew your mortgage deal and are looking to see our mortgage rates.
Based on what you told us, you need a mortgage of...
Based on what you've told us we could lend you...
With your deposit of {deposit} this gives you a maximum property budget of {property}
Your monthly payments could be...
For a more accurate view of what you may be able to borrow, you'll need an Agreement in Principle. Please arrange a callback to speak to a mortgage professional.
For a more accurate view of what you may be able to borrow, you'll need an Agreement in Principle. Please arrange a callback to speak to a mortgage professional.
If you want to speak to someone, please arrange a callback with a mortgage professional.
All figures provided are for illustrative purposes only. This will be dependant on your financial situation, property value and the size of your deposit or equity. This is not a formal quotation or a commitment to lend.
Borrowing amounts greater than £500,000 are subject to additional lending criteria.
Fixed Rate mortgage
A mortgage of £67,200 payable over 25 years initially on a fixed rate for 2 years at 2.50% and then our variable rate of 3.59% for the remaining 23 years would require 24 monthly payments of £301.47 and 276 monthly payments of £336.87.
The total amount payable would be £100,343.24 made up of the loan amount of £67,200 plus interest of £33,143.24. A CHAPS fee of £30 and a Deeds Release fee of £125 are also payable.
The overall cost for comparison is 3.5% APRC representative.
Flexible Variable Rate mortgage
A residential flexible variable rate mortgage of £114,300 payable on our flexible variable rate of 0.75% below Ulster Bank Standard Variable Rate for a mortgage term of 20 years and 7 months would require 247 monthly payments of £590.84.
The total amount payable would be £156,074.53 made up of the loan amount £114,300 plus interest of £45,661.53. A product fee of £995, a CHAPS fee of £30 and a Deeds Release fee of £125 are also payable.
The overall cost for comparison is 3.7% APRC representative.
Showing {{Total Number of Products}} mortgages
Monthly repayment at end of term (variable)
Fixed Rate mortgage
A mortgage of £67,200 payable over 25 years initially on a fixed rate for 2 years at 2.50% and then our variable rate of 3.59% for the remaining 23 years would require 24 monthly payments of £301.47 and 276 monthly payments of £336.87.
The total amount payable would be £100,343.24 made up of the loan amount of £67,200 plus interest of £33,143.24. A CHAPS fee of £30 and a Deeds Release fee of £125 are also payable.
The overall cost for comparison is 3.5% APRC representative.
Flexible Variable Rate mortgage
A residential flexible variable rate mortgage of £114,300 payable on our flexible variable rate of 0.75% below Ulster Bank Standard Variable Rate for a mortgage term of 20 years and 7 months would require 247 monthly payments of £590.84.
The total amount payable would be £156,074.53 made up of the loan amount £114,300 plus interest of £45,661.53. A product fee of £995, a CHAPS fee of £30 and a Deeds Release fee of £125 are also payable.
The overall cost for comparison is 3.7% APRC representative.
All figures provided are for illustrative purposes only.
This will be dependant on your financial situation, property value and the size of your deposit or equity.
This is not a formal quotation or a commitment to lend.
Borrowing amounts greater than £500,000 are subject to additional lending criteria.
Your home or property may be repossessed if you do not keep up repayments on your mortgage.