Planning to remortgage with us
You have a mortgage with someone else and want to find out about remortgaging with us.
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Use our mortgage calculator to see how much you could borrow, what it might cost you per month and to see our mortgage rates. Please note that you'll have to arrange an appointment if you want to get an Agreement in Principle.
Mortgage Calculator
Let's get started...
Are you...
Planning to renew your mortgage deal
Your current deal will end in the next three months, or has already ended, and you want to renew your mortgage with us.
Planning to buy a buy to let property
You currently have a mortgage with us and are looking to buy another property.
Are you...
Planning to renew your mortgage deal
Your current deal will end in the next three months, or has already ended, and you want to renew your mortgage rate with us.
Planning to make a change to your mortgage
For example, you may be looking for additional borrowing, or to change the mortgage term you're currently on.
Are you...
Buying a new property
You're looking to purchase a property and don't already have a mortgage with us.
Planning to remortgage to us
You have a mortgage with someone else and want to find out about remortgaging with us.
Do you want to...
Arrange a call back
Please complete a quick form and select when you’d like us to call you. This will save you from waiting on-hold and removes any call charges
Finally, what would you like to do...
Get a quick quote
Get an idea of what mortgages we could offer you, by answering a few questions.
Get an Agreement in Principle
If you already have your eye on a property, an Agreement in Principle puts you in an ideal place to be able to make an offer. Get started by arranging a call back.
Finally, what would you like to do...
Get a quick quote
Get an idea of what mortgages we could offer you, by answering a few questions.
Get an Agreement in Principle
If you already have your eye on a property, an Agreement in Principle puts you in an ideal place to be able to make an offer. Get started by arranging a call back.
Do you want to...
Talk to an Adviser
If you want to borrow more or to make any other changes to your mortgage, please arrange a call back.
Is the mortgage for a co-ownership property?
Yes
Please complete a quick call back form and select when you’d like us to call you. This will save you from waiting on-hold and removes any call charges.
Do you want a...
Quick quote
Get an idea of what mortgages we could offer you, and how much the monthly costs would be, by answering a few questions.
Call back with an adviser
Please complete a quick form and select when you’d like us to call you. This will save you from waiting on-hold and removes any call charges.
Do you want to...
Manage your mortgage
For more information about managing your current Ulster Bank mortgage - manage your mortgage
Arrange a call back with an adviser
Complete a quick form and select when you’d like us to call you. This will save you from waiting on-hold and removes any call charges.
Finally, what would you like to do...
See the mortgage rates we may be able to offer you
Get an idea of what mortgages we could offer you by answering a few questions.
Get an Agreement in Principle
If you already have your eye on a property, an Agreement in Principle puts you in an ideal place to be able to make an offer. Get started by arranging a call back.
Finally, what would you like to do...
Get an Agreement in Principle
If you already have your eye on a property, an Agreement in Principle puts you in an ideal place to be able to make an offer. Get started by arranging a call back.
Is the mortgage for a co-ownership property?
Yes
Please complete a quick call back form and select when you’d like us to call you. This will save you from waiting on-hold and removes any call charges.
Is the mortgage for a co-ownership property?
Yes
Please complete a quick call back form and select when you’d like us to call you. This will save you from waiting on-hold and removes any call charges.
Is the mortgage for a co-ownership property?
Yes
Please complete a quick call back form and select when you’d like us to call you. This will save you from waiting on-hold and removes any call charges.
Finally, what would you like to do...
Finally, what would you like to do...
Get an Agreement in Principle
If you already have your eye on a property, an Agreement in Principle puts you in an ideal place to be able to make an offer. Get started by arranging a call back.
Finally, what would you like to do...
Is the mortgage for a co-ownership property?
Yes
Please complete a quick call back form and select when you’d like us to call you. This will save you from waiting on-hold and removes any call charges.
Finally, what would you like to do...
Are you on a co-ownership scheme?
Yes
Please complete a quick call back form and select when you’d like us to call you. This will save you from waiting on-hold and removes any call charges.
Finally, what would you like to do...
Finally, what would you like to do...
Finally, what would you like to do...
Finally, what would you like to do...
Finally, what would you like to do...
Finally, what would you like to do...
Get an Agreement in Principle
If you already have your eye on a property, an Agreement in Principle puts you in an ideal place to be able to make an offer. Get started by arranging a call back.
Find out how much you could borrow and what it could cost
Mortgage Calculator
What you've told us so far...
You're new to Ulster Bank mortgages, considering a mortgage for your first home with co-ownership account and looking to see our how much could I borrow rates.
What you've told us so far...
You're new to Ulster Bank mortgages, considering a mortgage for your first home and looking to see how much you could borrow.
What you've told us so far...
You're new to Ulster Bank mortgages, considering a mortgage for your first home and looking to see our mortgage rates.
What you've told us so far...
You're new to Ulster Bank mortgages, considering a mortgage for a home move, with co-ownership account and looking to see how much you could borrow.
What you've told us so far...
You're new to Ulster Bank mortgages, considering a mortgage for a home move and looking to see how much you could borrow.
What you've told us so far...
You're new to Ulster Bank mortgages, considering a mortgage for your moving home with co-ownership account and looking to see our mortgage rate finder tool.
What you've told us so far...
You're new to Ulster Bank mortgages, considering a mortgage for your home move and looking to see our mortgage rates.
What you've told us so far...
You're new to Ulster Bank mortgages, considering a mortgage for your remortgage with co-ownership account and looking to see our mortgage rate finder tool.
What you've told us so far...
You're new to Ulster Bank mortgages, considering a remortgage for your home and are looking to see our mortgage rates.
What you've told us so far...
You're new to Ulster Bank mortgages, considering a mortgage for a buy to let property and are looking to see our mortgage rates.
What you've told us so far...
You're new to Ulster Bank mortgages, considering a remortgage for your buy to let property and are looking to see our mortgage rates.
What you've told us so far...
You're an existing Ulster Bank mortgage customer, considering a change to your mortgage and are looking to see our rates.
What you've told us so far...
You're an existing Ulster Bank mortgage customer, considering a remortgage for your buy to let property and are looking to see our mortgage rates.
What you've told us so far...
You're an existing Ulster Bank mortgage customer, considering purchasing a buy to let property and are looking to see our mortgage rates.
What you've told us so far...
You're an existing Ulster Bank mortgage customer, considering a remortgage for your buy to let property and are looking to see our mortgage rates.
What you've told us so far...
You're an existing Ulster Bank mortgage customer, considering a change in mortgage and are looking to see our mortgage rates.
What you've told us so far...
You're an existing Ulster Bank mortgage customer, wishing to move home and are looking to see our mortgage rates.
What you've told us so far...
You're an existing Ulster Bank mortgage customer, looking to renew your mortgage deal and are looking to see our mortgage rates.
Based on what you told us, you need a mortgage of...
Based on what you've told us we could lend you...
With your deposit of {deposit} this gives you a maximum property budget of {property}
Your monthly payments could be...
All figures provided are for illustrative purposes only. This is not a formal quotation or a commitment to lend.
Your home or property may be repossessed if you do not keep up repayments on your mortgage.
What's next
We have found
N mortgages for you.
For a more accurate view of what you may be able to borrow, you'll need an Agreement in Principle. Please arrange a callback to speak to a mortgage professional.
For a more accurate view of what you may be able to borrow, you'll need an Agreement in Principle. Please arrange a callback to speak to a mortgage professional.
Sorry, but based on the information you have supplied us, we are unable to provide you with a borrowing quote.
You could try entering different values to see how this affects the outcome.
If you want to speak to someone, please arrange a callback with a mortgage professional.
Important information
All figures provided are for illustrative purposes only. This will be dependant on your financial situation, property value and the size of your deposit or equity. This is not a formal quotation or a commitment to lend.
Borrowing amounts greater than £500,000 are subject to additional lending criteria.
Representative example
Fixed Rate mortgage
A mortgage of £67,200 payable over 25 years initially on a fixed rate for 2 years at 2.50% and then our variable rate of 3.59% for the remaining 23 years would require 24 monthly payments of £301.47 and 276 monthly payments of £336.87.
The total amount payable would be £100,343.24 made up of the loan amount of £67,200 plus interest of £33,143.24. A CHAPS fee of £30 and a Deeds Release fee of £125 are also payable.
The overall cost for comparison is 3.5% APRC representative.
Flexible Variable Rate mortgage
A residential flexible variable rate mortgage of £114,300 payable on our flexible variable rate of 0.75% below Ulster Bank Standard Variable Rate for a mortgage term of 20 years and 7 months would require 247 monthly payments of £590.84.
The total amount payable would be £156,074.53 made up of the loan amount £114,300 plus interest of £45,661.53. A product fee of £995, a CHAPS fee of £30 and a Deeds Release fee of £125 are also payable.
The overall cost for comparison is 3.7% APRC representative.
Mortgage calculator
Browse and compare mortgage details
The rates available are subject to change and you must choose from the rates available on the day of your application. You can apply by phone or in branch. Please arrange a call back to discuss your options.
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Representative example
Fixed Rate mortgage
A mortgage of £67,200 payable over 25 years initially on a fixed rate for 2 years at 2.50% and then our variable rate of 3.59% for the remaining 23 years would require 24 monthly payments of £301.47 and 276 monthly payments of £336.87.
The total amount payable would be £100,343.24 made up of the loan amount of £67,200 plus interest of £33,143.24. A CHAPS fee of £30 and a Deeds Release fee of £125 are also payable.
The overall cost for comparison is 3.5% APRC representative.
Flexible Variable Rate mortgage
A residential flexible variable rate mortgage of £114,300 payable on our flexible variable rate of 0.75% below Ulster Bank Standard Variable Rate for a mortgage term of 20 years and 7 months would require 247 monthly payments of £590.84.
The total amount payable would be £156,074.53 made up of the loan amount £114,300 plus interest of £45,661.53. A product fee of £995, a CHAPS fee of £30 and a Deeds Release fee of £125 are also payable.
The overall cost for comparison is 3.7% APRC representative.
All figures provided are for illustrative purposes only.
This will be dependant on your financial situation, property value and the size of your deposit or equity.
This is not a formal quotation or a commitment to lend.
Borrowing amounts greater than £500,000 are subject to additional lending criteria.
Your home or property may be repossessed if you do not keep up repayments on your mortgage.