Remortgage Deals and Offers - Mortgages | Ulster Bank

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Move your mortgage to us

If your mortgage is with another lender, you could save money by remortgaging to us. Also, you can now upload your documents online when you apply by phone or in branch.
Ulster Bank mortgages are available for over 18s

Request a callback from a mortgage adviser

Your home may be repossessed if you do
not keep up repayments on your mortgage.

Why remortgage to Ulster Bank?

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Free valuation and legal fees

We also pay standard valuation fees when you move your mortgage to us. Exclusions may apply.

We also pay the legal fees for a standard remortgage provided our nominated solicitor is used.

See full details

What's the offer?

We'll pay the legal and valuation costs on a standard remortgage (up to £190). The valuation fee is negotiable for properties valued in excess of £1 million.

What's a standard remortgage?

A standard remortgage is when you're not moving home but want to move your mortgage to us from another lender. To get free valuation and legal fees the following must take place:

  • Ulster Bank must select a solicitor to act on your behalf

  • Ulster Bank must instruct a "drive-by" valuation or a standard valuation depending on the Loan to Value of your property. If you want to have a Homebuyers report or a Structural report you can do so at your own expense


This offer is not valid for the following situations:

  • A property where Ulster Bank already hold the mortgage. We have a 'switcher' process for customers wishing to switch from one type of ulster Bank mortgage to another, please contact us.

  • A property which you do not currently own, or one owned by a limited company or trust.

Get an Agreement in Principle

A choice of how to apply

We offer you the choice of applying for your mortgage in branch or by phone.

We have flexible mortgage appointments to suit your needs, with many branches open on Saturdays.

No matter how you apply, you can benefit from our paperless mortgage service, where you can securely upload your documents prior to your appointment, saving you a huge amount of time (and paper!)

Same rates for all customers

We offer the same great mortgage rates to new Ulster Bank customers and to our existing customers so when your fixed term ends, you can choose the best deal to suit your circumstances. Product fees may apply.

Get started with our remortgage calculators

See our remortgage deals

See our remortgage rates, including fixed and tracker deals, and compare our monthly repayments and deals with your current mortgage.

Get an Agreement in Principle

We’ll ask for some details on your income, outgoings and your current mortgage. In return we’ll provide an indicative decision on whether we can lend the amount you need.

Easily compare mortgage rates and deals

Get an indication of the monthly repayment

Search our mortgages

A personalised indication of how much you could borrow

No impact on your credit file

Get an Agreement in Principle

How to apply

Apply in branch

Get advice on which mortgage is best for you.

You can choose to meet with a qualified mortgage adviser at your local branch. Many branches are open Saturdays.

Your appointment will take around 2 hours.

Request a branch
Get in touch Call us today

Please call us on 0800 046 6486 to make an appointment


Lines are open: 

Mon-Fri 8am-6pm, Sat 9am-4pm, Sun Closed.
Excluding public holidays. 

Calls may be recorded. Calls from mobile phones may not be free.

What documents should I bring to my appointment?

Apply by phone

Get advice on which mortgage is best for you.

Talk to our of our qualified mortgage advisers over the phone.

Your appointment will take around 2 hours.

Request a phone
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