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Private Current Account

Account with Premier services with no monthly fee

Why choose a Private Current Account?

Your own Premier Banking Manager

An exclusive branded cheque book and serviceCARD.

No monthly fee

Features and Benefits

Your Premier Banking Manager

We can personally assist you with the opening of accounts or arranging mortgages, loans or overdrafts, and refer you to members of our Private Tax Panel who can help with tax returns and give tax advice at a discounted rate. 

Fees apply, referrals are not recommendations. Credit facilities are subject to approval. Lending criteria, terms and conditions apply.

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Preferential financial rates and services

As a Premier Banking customer, you will get access to preferential financial rates and services. 

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Thinking of switching your bank account to us?

The Current Account Switch Service will do all the work when it comes to switching, moving everything across from your old account all within 7 working days, including Direct Debits and standing orders. All you need to do is tell us the details of your old bank account and when you want the switch to start.

We cannot switch savings accounts or ISAs through this service. Any other products you have with your old bank will not be moved at the same time.

Current Account Switch Guarantee (PDF, 39KB)

A Guide to Switching Current Accounts (PDF, 3MB)

How does the switch service work

Overdraft details

How do overdrafts work?

It's important for you to understand how we use and share your information. Please read the short summary below before you continue with your application.

How much will an overdraft cost?

Understand the cost and impact of overdrafts and whether you're eligible to apply for one. If you don't repay what is owed, you could harm your credit score and borrowing capability.

Now please take a look at the Important Information

You will normally need a sole annual income of at least £75,000 paid into your Ulster Bank account (£100,000 in the case of a joint application), or savings and investments of at least £100,000 held with us or another financial institution (proof of savings required).

Your salary (or equivalent) must be paid into your Private Current Account and if not, we reserve the right to convert your account to a Current Account (or equivalent). If your Private Current Account is closed, the Private Current Account benefits won't be available to you.

Ready to join Ulster Premier Banking?

Premier Banking team

To qualify for Premier, you will normally need a sole annual income of at least £75,000 paid into your Ulster Bank account (£100,000 in the case of a joint application), or savings and investments of at least £100,000 held with us or another financial institution (proof of savings required).

Call 0345 301 5105

Relay UK: 18001 0800 096 9527

Change to a Private current account

Change your existing Ulster Bank account to a Private current account online. It's quick and easy to change.

During the application, you'll need the account number and sort code of the current account you want to change. You can find these in your app/Anytime Banking.

As you’re changing your existing account to another, you’ll:

  • Keep your existing sort code, account number and debit card. Your existing standing orders and direct debits will stay the same. 
  • Retain your arranged overdraft limit.
  • See no impact to your credit rating.