ufirst Private Current Account - Private banking | Ulster Bank

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ufirst Private Current Account

Our premium packaged account for £26 per month

Available to customers aged 18 or over, resident in the UK. Lending criteria, terms and conditions apply.

With a ufirst Private Account you'll enjoy:


Worldwide airport lounge access

With Priority Pass™ you can have unlimited visits to over 1,000 VIP airport lounges around the world. You can also bring travel guests, for a payment of £15 each (subject to lounge capacity and conditions).

Private debit card beside a wallet and receipt How does it work?

How does it work?

Entry to a lounge is conditional upon presentation of a valid Priority Pass™ Card. Your Priority Pass™ Card will be sent to you in the post once your ufirst Private Current Account has been opened.

  • The Priority Pass™ programme can have lounges added or removed at any time.
  • You should always check individual lounge listings before travelling for details of location, opening hours, amenities, etc.
  • Some lounges may have a maximum stay limit, may not allow children to enter, or have other restrictions.

Airport lounges are owned and operated independently of Priority Pass. Admission is granted subject to capacity and at the discretion of the lounges.


15% cash-back on concerts, shows and sporting event

Enjoy cash-back on everything from top sporting events and music concerts to your favourite comedians, theatre and dance shows throughout the UK and Ireland. Cash-back applies to up to four tickets per event.

Private customers at the theatre How does it work?

How does it work?

  • No limit - take advantage as often as you like, as long as you are attending the event
  • Tickets have to be booked by phoning the ufirst Private membership services on 0345 607 2538*. Ticketmaster events can be booked online through the ufirst membership website

* Lines are open Mon - Fri 8am - 8pm (excluding bank holidays) and Sat 9am - 5-pm. Calls cost up to 10p per minute plus up to 16p connection charge from BT lines. Calls from other networks may vary. Calls may be recorded.


Annual worldwide travel insurance

You and your family can enjoy automatic multi-trip cover for up to 31 days per trip, plus 17 days winter sports cover per year. If you have an existing medical condition , please note that your cover may exclude certain conditions.

couple having coffee on holidays How does it work?

How does it work?

  • Cover automatically begins when you open your ufirst Private Current Account
  • Cover includes you, your partner and children under 18 (or under 23 and in full-time education)
  • If you have an existing medical condition, you may have to pay an annual premium or your cover may exclude certain conditions
  • You have to live in the UK, Republic of Ireland or Channel Islands and have not spent more than six months abroad during the last year

Please ensure you take your travel insurance certificate and policy with you when you travel. They can be found in the Private banking user guide.

Mobile phone insurance

You and your family's phones are automatically covered for loss, theft, damage and breakdown (once your warranty has expired), wherever you are in the world.  The excess for each successful claim is £100.

Mobile phone lost at the beach How does it work?

How does it work?

  • Covers the phone used on a daily basis by you, your partner and/or your children under 18 years old who live at home with you (under 23 years old if they are still in full time education and living at home with you outside term time).  There is no cover for phones owned by your employer.
  • In total 4 successful claims can be made on this policy in any 12 month period.
  • Our replacement phones are refurbished handsets in ‘as new’ condition using genuine manufacturer parts.
  • There is a £100 excess for each successful claim.

Cover starts as soon as your account is open, but you can register your handset to make the claims process quicker.

Additional features What else can you expect?
Emergency Cash service

If your debit card is lost or stolen, you can withdraw cash from our ATMs using our mobile app (limits apply).

Find out more

Text Alerts

Keep track of your balance and the activity on your account to avoid unnecessary charges.

Find out more

Mobile Banking

Our mobile app is simple, clever and easy to use - you can even use it to withdraw cash from our ATMs and make payments to friends and family using just their mobile number.

You can also transfer money between your accounts and view any Direct Debits or standing orders which are active on your account.

Find out more

Interest-Free Arranged Overdraft Buffer

You can apply for an interest-free arranged overdraft buffer of up to £500 (subject to credit review and approval). This means you won’t be charged arranged interest if your balance remains below the approved buffer. If your arranged overdraft balance exceeds the approved buffer, you’ll be charged arranged overdraft interest on the full arranged balance. If you go overdrawn without an arranged overdraft, or go over your agreed limit, fees and interest may apply.

Find out more

...and remember that your Private relationship manager and relationship support team are on-hand to assist you with any queries. Find out more about our Private banking service.

The need to knows

You will normally need a sole annual income of at least £75,000 paid into your Ulster Bank account (£100,000 in the case of a joint application), or savings and investments of at least £100,000 held with us or another financial institution (proof of savings required).

Details are also available from your relationship manager.

How your information might be used

It’s important for you to understand how we use and share your information.  Please read this short summary before you continue with your application.

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Already a ufirst Private customer?

To get the most from your account and take advantage of your benefits, simply visit ufirst membership services.

Visit the ufirst membership website
ufirst Private Current Account Ready to join Ulster Bank Private banking?
Talk to us now
Private banking team


Call 0345 301 5105


Lines are open Monday to Friday 9am-5pm excluding Bank Holidays. Calls cost up to 10p per minute plus up to 16p connection charge from BT lines. Calls from other networks may vary. Calls may be recorded.

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