ufirst Private Current Account
Our premium packaged account for £26 per month
Available to customers aged 18 or over, resident in the UK. Lending criteria, terms and conditions apply.
If your debit card is lost or stolen, you can withdraw cash from our ATMs using our mobile app (limits apply).
You can apply for an interest-free arranged overdraft of up to £500 (subject to credit review and approval). You can check if you're likely to be accepted for an overdraft using our eligibility tool. An arranged overdraft can be useful for short term borrowing. It allows you to go overdrawn up to an agreed limit. An unarranged overdraft is when you spend more money than you have in your current account, without already having an arranged overdraft limit.
Our mobile app is simple, clever and easy to use - you can even use it to withdraw cash from our ATMs and make payments to friends and family using just their mobile number.
You can also transfer money between your accounts and view any Direct Debits or standing orders which are active on your account.
Both arranged and unarranged overdrafts will cost you money in fees, but an unarranged overdraft will cost you more.
If you don't pay it back, it could have an impact on your credit score and could result in household bills being rejected.
...and remember that your Premier Banking Manager and relationship support team are on-hand to assist you with any queries. Find out more about our Premier banking service.
We're changing our overdraft pricing
On 27 March 2020 we will be making some changes. The changes vary depending on the account you have with us. You can find out more by visiting our overdraft pricing changes hub.
Thinking of switching your bank account to us?
The Current Account Switch Service will do all the work when it comes to switching, moving everything across from your old account all within 7 working days, including Direct Debits and standing orders. All you need to do is tell us the details of your old bank account and when you want the Switch to start.