ufirst Premier Current Account - Premier banking | Ulster Bank Accounts

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ufirst Private Current Account

Our premium packaged account for £26 per month

Available to customers aged 18 or over, resident in the UK. Lending criteria, terms and conditions apply.

 

On this page:

 

Features and benefits                                     Switch to Ulster                                 Important information                 

Existing ufirst Private customer              I'm ready to apply          

 

With a ufirst Private Account you'll enjoy:

 

Worldwide airport lounge access

DragonPass Premier gives you unlimited access to over 1,000 lounges worldwide, plus you can enjoy discounts at airport restaurants, cafes and spas. Many lounges can now be pre-booked for just £5 per person per visit to avoid disappointment during busy travel times. You can also bring travel guests (£20 per person).

Premier debit card beside a wallet and receipt How does it work?

How does it work?

We’ll automatically send you a DragonPass Premier membership card when you open or upgrade to uFirst  Private account.

You will need your membership card to gain access to lounges and receive discounts at spas and restaurants.

A digital version of your membership card is also available through the dedicated DragonPass Premier app which is free to download from the Apple App and Google Play store.

The app provides full details about your benefits including lounge locations and opening times, and the ability to purchase guest visits and pre-book selected lounges.

If you have a joint account and are travelling with the other account holder, you will both need to show your membership cards, either the plastic version or through the app, to access lounges and receive discounts.

Airport lounges are owned and operated independently of DragonPass. Admission is granted subject to capacity and at the discretion of the lounges.

Learn more and download the DragonPass Premier app            

  

15% cash-back on concerts, shows and sporting event

Enjoy cash-back on everything from top sporting events and music concerts to your favourite comedians, theatre and dance shows throughout the UK and Ireland. Cash-back applies to up to four tickets per event.

Premier customers at the theatre How does it work?

How does it work?

  • No limit - take advantage as often as you like, as long as you are attending the event
  • Tickets have to be booked by phoning the ufirst Private membership services on 0345 607 2538*. Ticketmaster events can be booked online through the ufirst membership website

* Lines are open Mon - Fri 8am - 8pm (excluding bank holidays) and Sat 9am - 5-pm. Calls cost up to 10p per minute plus up to 16p connection charge from BT lines. Calls from other networks may vary. Calls may be recorded.

  

Worldwide travel insurance

You and your family can enjoy automatic multi-trip cover for up to 31 days per trip, plus 17 days winter sports cover per year. If you have an existing medical condition , please note that your cover may exclude certain conditions.

couple having coffee on holidays How does it work?

How does it work?

  • Cover automatically begins when you open your ufirst Private Current Account
  • Cover includes you, your partner and children under 18 (or under 23 and in full-time education)
  • If you have an existing medical condition, you may have to pay an annual premium or your cover may exclude certain conditions
  • You have to live in the UK, Republic of Ireland or Channel Islands and have not spent more than six months abroad during the last year

Please ensure you take your travel insurance certificate and policy with you when you travel. They can be found in the Private banking user guide.

Our Travel Insurance is underwritten by U K Insurance Limited.

Mobile phone insurance

You and your family’s phones are automatically covered for loss, theft, accidental damage and breakdown (once your manufacturer’s warranty has expired), wherever you are in the world. The excess for each approved claim is £100.

 

Mobile phone lost at the beach How does it work?

How does it work?

  •  Covers the phone used on a daily basis by you, your partner and/or your children under 18 years old who live at home with you (under 23 years old if they are still in full time education and living at home with you outside term time).  There is no cover for phones owned by your employer.
  • In total 4 approved claims can be made on this policy in any 12 month period.
  • Our replacement phones are refurbished handsets in ‘as new’ condition using genuine manufacturer parts and include a 12-month warranty.
  • There is a £100 excess for each approved claim.

Cover starts as soon as your account is open, but you can register your handset to make the claims process quicker.

Our Mobile Phone Insurance is underwritten by American International Group UK Limited.

ufirst Premier Current Account - Premier banking | Ulster Bank Accounts Additional Features
Emergency Cash service

If your debit card is lost or stolen, you can withdraw cash from our ATMs using our mobile app (limits apply).

Find out more

Interest-free overdraft

You can apply for an interest-free arranged overdraft of up to £500 (subject to credit review and approval). You can check if you're likely to be accepted for an overdraft using our eligibility tool.  An arranged overdraft can be useful for short term borrowing. It allows you to go overdrawn up to an agreed limit. An unarranged overdraft is when you spend more money than you have in your current account, without already having an arranged overdraft limit.

Mobile Banking

Our mobile app is simple, clever and easy to use - you can even use it to withdraw cash from our ATMs and make payments to friends and family using just their mobile number.

You can also transfer money between your accounts and view any Direct Debits or standing orders which are active on your account.

Find out more

Overdrafts explained

Both arranged and unarranged overdrafts will cost you money in fees, but an unarranged overdraft will cost you more.

If you don't pay it back, it could have an impact on your credit score and could result in household bills being rejected.

Find out more

...and remember that your Premier Banking Manager and relationship support team are on-hand to assist you with any queries. Find out more about our Premier banking service.

Thinking of switching your bank account to us?

 

The Current Account Switch Service will do all the work when it comes to switching, moving everything across from your old account all within 7 working days, including Direct Debits and standing orders. All you need to do is tell us the details of your old bank account and when you want the Switch to start.

Current Account Switch Guarantee (PDF, 39KB)

A Guide to Switching Current Accounts (PDF, 3MB)

Important information

You will normally need a sole annual income of at least £75,000 paid into your Ulster Bank account (£100,000 in the case of a joint application), or savings and investments of at least £100,000 held with us or another financial institution (proof of savings required).

 

Details are also available from your Premier Banking Manager.

How your information might be used

It’s important for you to understand how we use and share your information.  Please read this short summary before you continue with your application.

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Already a ufirst Private customer?

To get the most from your account and take advantage of your benefits, simply visit ufirst membership services.

Visit the ufirst membership website
ufirst Private Current Account Ready to join Ulster Bank Premier banking?
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Premier Banking team

To qualify for Premier, you will normally need a sole annual income of at least £75,000 paid into your Ulster Bank account (£100,000 in the case of a joint application), or savings and investments of at least £100,000 held with us or another financial institution (proof of savings required).

 

Call 0345 301 5105

 

Lines are open Monday to Friday 9am-5pm excluding Bank Holidays. Calls cost up to 10p per minute plus up to 16p connection charge from BT lines. Calls from other networks may vary. Calls may be recorded.

To qualify for our £150 switching offer you'll need to open your ufirst Private account in one of our branches. Find your nearest branch

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