ufirst Premier Current Account - Premier banking | Ulster Bank Accounts

Premier customer with her daughter at home on her laptop

£175 when you switch and stay with Ulster

ufirst Private Current Account - Our premium packaged account for £26 per month

Available to customers aged 18 or over, resident in the UK. Lending criteria, terms and conditions apply.

 

On this page:

 

Features and benefits                                  Switch and stay for £175                                  Important information   

Existing ufirst Private customer           I'm ready to apply

With a ufirst Private Account you'll enjoy:

 

Worldwide airport lounge access

DragonPass Premier gives you unlimited access to over 1,000 lounges worldwide, plus you can enjoy discounts at airport restaurants, cafes and spas. Many lounges can now be pre-booked for just £5 per person per visit to avoid disappointment during busy travel times. You can also bring travel guests (£20 per person).

Premier debit card beside a wallet and receipt How does it work?

How does it work?

We’ll automatically send you a DragonPass Premier membership card when you open or upgrade to uFirst  Private account.

You will need your membership card to gain access to lounges and receive discounts at spas and restaurants.

A digital version of your membership card is also available through the dedicated DragonPass Premier app which is free to download from the Apple App and Google Play store.

The app provides full details about your benefits including lounge locations and opening times, and the ability to purchase guest visits and pre-book selected lounges.

If you have a joint account and are travelling with the other account holder, you will both need to show your membership cards, either the plastic version or through the app, to access lounges and receive discounts.

Airport lounges are owned and operated independently of DragonPass. Admission is granted subject to capacity and at the discretion of the lounges.

Learn more and download the DragonPass Premier app            

  

15% cash-back on concerts, shows and sporting event

Enjoy cash-back on everything from top sporting events and music concerts to your favourite comedians, theatre and dance shows throughout the UK and Ireland. Cash-back applies to up to four tickets per event.

Premier customers at the theatre How does it work?

How does it work?

  • No limit - take advantage as often as you like, as long as you are attending the event
  • Tickets have to be booked by phoning the ufirst Private membership services on 0345 607 2538*. Ticketmaster events can be booked online through the ufirst membership website

* Lines are open Mon - Fri 8am - 8pm (excluding bank holidays) and Sat 9am - 5-pm. Calls cost up to 10p per minute plus up to 16p connection charge from BT lines. Calls from other networks may vary. Calls may be recorded.

  

Worldwide travel insurance

You and your family can enjoy automatic multi-trip cover for up to 31 days per trip, plus 17 days winter sports cover per year. If you have an existing medical condition , please note that your cover may exclude certain conditions.

couple having coffee on holidays How does it work?

How does it work?

  • Cover automatically begins when you open your ufirst Private Current Account
  • Cover includes you, your partner and children under 18 (or under 23 and in full-time education)
  • If you have an existing medical condition, you may have to pay an annual premium or your cover may exclude certain conditions
  • You have to live in the UK, Republic of Ireland or Channel Islands and have not spent more than six months abroad during the last year

Please ensure you take your travel insurance certificate and policy with you when you travel. They can be found in the Private banking user guide.

Our Travel Insurance is underwritten by U K Insurance Limited.

Mobile phone insurance

You and your family's phones are automatically covered for loss, theft, damage and breakdown (once your warranty has expired), wherever you are in the world.  The excess for each successful claim is £100.

Mobile phone lost at the beach How does it work?

How does it work?

  • Covers the phone used on a daily basis by you, your partner and/or your children under 18 years old who live at home with you (under 23 years old if they are still in full time education and living at home with you outside term time).  There is no cover for phones owned by your employer.
  • In total 4 successful claims can be made on this policy in any 12 month period.
  • Our replacement phones are refurbished handsets in ‘as new’ condition using genuine manufacturer parts.
  • There is a £100 excess for each successful claim.

Cover starts as soon as your account is open, but you can register your handset to make the claims process quicker.

Our Mobile Phone Insurance is underwritten by Aviva Insurance Company Limited.

Additional features What else can you expect?
Emergency Cash service

If your debit card is lost or stolen, you can withdraw cash from our ATMs using our mobile app (limits apply).

Find out more

Text Alerts

Keep track of your balance and the activity on your account to avoid unnecessary charges.

Find out more

Mobile Banking

Our mobile app is simple, clever and easy to use - you can even use it to withdraw cash from our ATMs and make payments to friends and family using just their mobile number.

You can also transfer money between your accounts and view any Direct Debits or standing orders which are active on your account.

Find out more

Interest-Free Arranged Overdraft Buffer

You can apply for an interest-free arranged overdraft buffer of up to £500 (subject to credit review and approval). This means you won’t be charged arranged interest if your balance remains below the approved buffer. If your arranged overdraft balance exceeds the approved buffer, you’ll be charged arranged overdraft interest on the full arranged balance. If you go overdrawn without an arranged overdraft, or go over your agreed limit, fees and interest may apply.

Find out more

...and remember that your Premier Banking Manager and relationship support team are on-hand to assist you with any queries. Find out more about our Premier banking service.

Switch and stay for £175

Get £125 when you switch and another £50 when you're still with us a year later. This offer is available to new and existing customers in the UK.

Follow the steps below to switch:

1. Apply for a new account or switch in to an existing account with us before 17th May. 

Please note that to be eligible for the Switch offer with our ufirst Private Current Account, you must switch and open your account in branch. Find your nearest branch here.

2. Let our team know that you are interested in switching to us and they'll process the switch for you. The Current Account Switch Service will then move your existing payments and close your account held elsewhere.

3. Once your account is open, pay in at least £1500 and log in to Anytime or Mobile Banking by 17th June. We'll then pay the £125 by 12th July.

4. Use your debit card for the account at least once a month and we'll pay you £50 by 31st May 2020.

Important information about switching

The Current Account Switch Service will do all the work when it comes to switching. This will include moving everything across from your old account to your new Ulster account, including Direct Debits, standing orders etc. all within 7 working days. All you need to do is tell us the details of your old bank account when you want the Switch to start.

 

Please note that if you've had cashback for switching to NatWest or Royal Bank of Scotland since October 2017, you won't be able to get it again.

 

This offer can be withdrawn at anytime.

 

Before switching, take a look at the full offer Terms and Conditions.

How does the Switch Service work?
Switch guarantee logo

Important information

You will normally need a sole annual income of at least £75,000 paid into your Ulster Bank account (£100,000 in the case of a joint application), or savings and investments of at least £100,000 held with us or another financial institution (proof of savings required).

 

Details are also available from your Premier Banking Manager.

How your information might be used

It’s important for you to understand how we use and share your information.  Please read this short summary before you continue with your application.

Family watching a movie on their couch

Already a ufirst Private customer?

To get the most from your account and take advantage of your benefits, simply visit ufirst membership services.

Visit the ufirst membership website
ufirst Private Current Account Ready to join Ulster Bank Premier banking?
Talk to us now
Premier Banking team

To qualify for Premier, you will normally need a sole annual income of at least £75,000 paid into your Ulster Bank account (£100,000 in the case of a joint application), or savings and investments of at least £100,000 held with us or another financial institution (proof of savings required).

 

Call 0345 301 5105

 

Lines are open Monday to Friday 9am-5pm excluding Bank Holidays. Calls cost up to 10p per minute plus up to 16p connection charge from BT lines. Calls from other networks may vary. Calls may be recorded.

To Switch to Ulster Premier and get £175, please visit your nearest branch
Set Tab for lightbox