To apply online you must be trading as a sole trader, partnership or limited company in Northern Ireland. Security may be required. Product fees may apply. Over 18s only. Subject to status, business use only.
Any property or asset used as security may be repossessed or forfeited if you do not keep up repayments on any debt secured on it.
You may have heard we plan to begin a phased withdrawal from Ulster Bank’s Republic of Ireland business over the coming years. There will be no immediate changes for customers and we anticipate that our withdrawal will take a number of years to allow a smooth transition.
There are no changes for Ulster Bank Northern Ireland customers.
If you're wanting to see how our business overdraft, loans and business bank account products compare against others in the market, you can compare them at the following websites, as suggested by the UK Government's Competition and Markets Authority:
As part of our commitment to you we provide a transparent and open appeals process. If you disagree with our decision and your application has been declined you can request a review via our online appeal application.
If you meet all of the criteria detailed you are entitled to make an appeal:
You have applied to Ulster Bank for lending
Your lending request has not been declined due to bankruptcy
You have submitted a formal lending application
Your appeal related to a lending application declined within the previous 30 days
Your annual group turnover is less than £25m
We have set out our commitments around how we will support UK SMEs, following the publication of the UK Government’s SME Finance Charter.