Business bank account | Ulster Bank Northern Ireland

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business man apply for a business bank account

Business Bank Account


Apply online to suit you.

Longer waiting times

 

We expect to open sole trader accounts within 2 weeks and limited companies within 4, once all information is received.

 

To apply online your business must reside in Northern Ireland and have an annual turnover under £2 million. All business owners must reside in the UK or Ireland and be over 18.  Lending criteria, terms and conditions apply.

View guide
Add your signposting title here… What you’ll need to open an account

Participating providers of UK business bank accounts have agreed to a basic set of information that they will need from you to set up your UK business current account.

Find out what you’ll need to provide using the simple business banking checklist from UK Finance, the UK’s leading trade association for financial services. 

Account benefits at a glance...

Cheque Book

Cheque Book and Credit book

Visa card

Visa Debit Card

Monthly statements

Monthly Statements

Anytime banking

Access to Anytime Banking

Bankline

Access to Bankline

International payments

International Payments

Add your signposting title here… Free accounting software? Yes please.

FreeAgent accounting software gives you a clear, real-time view of your business finances.

As an Ulster Bank business current account holder, you can access FreeAgent for free as long as you retain your bank account. You’ll get the complete package, including:

  • Multi-currency invoices, expenses and bank accounts in one place
  • Real-time cashflow overview
  • Tax returns you can submit directly to HMRC at the click of a button
Find out more about FreeAgent
Add your signposting title here… Switch to Ulster Bank

The Current Account Switch Service will do all the work when it comes to switching, moving everything across from your old account to your new account, all within 7 working days, including Direct Debits and standing orders. All you need to do is tell us the details of your old bank account and when you want the switch to start.

Current Account Switch Guarantee (PDF, 64KB)

Your Guide to switching your account to us (PDF, 577KB)

How does the Switch service work?

Government backed loan schemes

If you are looking to open a Business account in order to apply for the government-backed Bounce Back Loan Scheme, please note you will only be eligible for the loan with Ulster Bank if:

  • Your business was established before 1 March 2020
  • You were an existing Ulster Bank Personal or Business Customer on or before 4 May 2020
  • You can certify that your business has been adversely impacted by Coronavirus
  • You’re a UK resident with a business or registered charity based in the UK

Ready to apply?

Apply as an existing business customer

If you have an Ulster Bank business account already, we can help with an additional account. Or, if you're looking to get an account for a new business, we can help with that too.

Apply as an existing personal customer

If you have an Ulster Bank personal account already, you can apply for a new business account.

New to Ulster Bank?

If you're just starting out, we can help you with a new business account.

You’ll need 6 months of bank or building society statements if you’re switching accounts to us.

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