Application waiting times
Due to high demand, it may take longer than usual to answer your call and process applications.
To apply online you must be trading as a sole trader, partnership or limited company in Northern Ireland. Security may be required. Product fees may apply. Over 18s only. Subject to status, business use only.
Any property or asset used as security may be repossessed or forfeited if you do not keep up repayments on any debt secured on it.
Borrow from £1,000 upwards, subject to approval
Loan interest rates are linked to the Ulster Bank base rate
Flexibility to reduce your borrowing at any time during the term of your loan
Minimum arrangement fee of £150 applies for loans up to £15,000. Above £15,000, an arrangement fee of 1% will apply
Changes in the Ulster Bank base rate may require a review of your regular instalment amounts
All lending is subject to financial status and conditions and is for business purposes only
You must be over 18 years of age
You must be resident in the United Kingdom
Existing loans capital repayment holidays - Apply online and we will contact you within 3 days.
Due to high demand it's taking longer to process applications, please bear with us.
The online application takes approximately 8 mins to complete
Simply provide the following information and we'll do the rest:
How much you would like to borrow and over what term
The purpose of the loan
Details about you and your business
We'll give you a call to confirm financial information
We're keen to get to know you and your business. Once we've received your application we'll give you a call to run through your business finances
Once we have the information needed we aim to give you a decision within 2 working days
Formalities include the use of Credit Reference Agencies who will note that an enquiry has been made about you. If you borrow and do not repay in full, within the agreed terms, Credit Reference Agencies may be advised and will note the outstanding debt. This may affect any future applications for credit facilities through the Ulster Bank Group of Companies or other lenders. All Ulster Bank credit facilities are subject to Lending criteria, Terms and Conditions.