Business One Card


More control for peace of mind

Available to over 18s only. OneCard can only be used for business spend. Lending criteria, terms and conditions apply.

Features and benefits

Global acceptance

accepted at over 32 million outlets worldwide


Interest-free credit

on purchases for 37 days (if you pay the monthly balance in full and on time by Direct Debit)

Greater control

restrict certain types of transactions or set spending limits for each cardholder


Added protection

with Travel Accident Insurance and Assistance, and Corporate Liability Waiver Insurance. Download your Insurance Policies.


Safe and secure

Ulster Bank Secure for online purchases and chip and PIN for face to face transactions


Transparent spending

sophisticated online reporting using Smart Data Online to track and manage individual cardholder spending


OneCard has an annual fee of £32 per cardholder. Ancillary fees may also be applicable. Find out more information within our OneCard Terms and Conditions brochure (PDF).

Already an existing OneCard customer and would like an additional card? Download our OneCard cardholder application form (PDF, 95KB).

Monitor your spending Smart Data OnLine

A secure management information system that helps you manage and streamline your OneCard programme.

More spending information
access daily updated transaction data

Review and allocate spending
review and approve employee expense transactions and apply cost allocations to each transaction

Tailored reports
export data for analysis or integrate with your accounting system

Banking options Keep track of your transactions with Cards Online

Get real-time information
check all your recent cardholder transactions, view current balances and your available credit (when applicable)

Better business knowledge
access to up to 13 months' transaction information

Useful data exports
lets you export account information to use with accounting packages that accept tsv and csv files

Easy to manage
get an instant snapshot of all cardholder accounts, send messages to cardholders, set spending and category limits for each cardholder

Valuable business information
as a card co-ordinator or administrator, view all of your company's account details, access management information reports and download them in various formats

Apply for Cards Online
Cards Online Apply

Already an Ulster Bank Business Card customer?

Register online now


Already an Ulster Bank Visa Purchasing Card customer?

Print and complete the application form.

You can also register a Report Administrator for your company using the same application form. The report Administrator is a new role that lets you perform useful tasks such as retrieving management information and updating/changing your security details - giving you the opportunity to reduce your workload as a card administrator.


Already an Ulster Bank OneCard customer?

If you are a OneCard Administrator and would like to register, print and complete the Cards Online OneCard Application Form


Existing customer log-in
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Contact us

General enquiries

Please call 0345 366 5592 (UK)

or if calling from abroad, 0044 2890 538459

Lines are open 8.30am - 5.30pm  Monday to Friday - Note calls may be recorded  Call charges



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